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Welcome to this beautifully maintained 3-bedroom, 2-bath split floor plan with office / Den  home built in 2020, offering over 1,800 square feet of thoughtfully designed living space in a sought-after NO HOA neighborhood -- perfect for full-time living or short-term rental investment (STR friendly). Ideally located blocks away from public boat ramps, the serene South Lagoon, and the beautiful white sands of the Gulf, this home offers the best of coastal living in an unbeatable location close to local pubs, restaurants, shopping and more which are just a golf cart ride away , in golf cart friendly neighborhood. Inside, you'll find gorgeous quartz countertops throughout, tray ceilings  and a spacious split floor plan designed for privacy and comfortable living. The master suite is a true retreat, featuring a large jacuzzi tub, a tiled walk-in shower, and a large walk-in closet complete with a stylish barn door.  Can be Sold fully furnished, this home is truly move-in ready. Step outside to enjoy the covered back patio, ideal for relaxing or entertaining, along with an above-ground pool for sunny Gulf Coast days. Nature lovers will appreciate the peach, lemon, and lime trees gracing the backyard, complemented by a full irrigation system that keeps the landscaping lush year-round. Storm protection is already taken care of with custom-fit, high-impact rated hurricane fabric panels for every window, giving you peace of mind during storm season. A 2-car garage provides ample parking and pull down attic with flooring is a perfect storage space. With newer construction, no HOA restrictions,  furnishings, and a prime location near the water,this home is a perfect fit for your primary, secondary or  a investment property call and  schedule your showing today!
#795790

Panama City Beach

6111 Hilltop Avenue

3 Beds

2 Baths

1,828 Sq.Ft.

$569,000

MLS#: 795790

Lot Available  & Additional Land Opportunities
The adjoining lot is also available for purchase, offering flexible options to fit your needs. Purchase the lot individually, acquire the entire parcel, or purchase multiple adjacent lots together. All applicable tap fees have already been paid, adding value and simplifying the process for future development.
Whether you're looking to build, expand your property, or invest in additional land, this is a great opportunity with multiple purchase options.
#1012670

Freeport

155 Caswell Branch Lot 6 Road

None Beds

None Baths

0.13 acres

$60,999

MLS#: 1012670

Beachside Lot- Steps to the Beach! Exceptional opportunity to build your dream coastal getaway on one of the BEST streets in Mexico Beach. This approximately 75' x 90' Rare Duplex or Single-Family Homesite is ideally positioned beachside of Highway 98 in Oceanside Village, just steps from the expansive sugar sand beach and beautiful Gulf waters and located in desirable Flood Zone X. Whether you envision a spectacular single-family beach retreat or a duplex with flexibility for family, guests or rental income, this is an outstanding opportunity. Quietly tucked away yet close to everything, 41st Street captures the laid-back charm that makes Mexico Beach so special. Leave the car behind and enjoy the best of the beach lifestyle. *Forgotten Coast Brewing Company is at the end of the street, while Shell Shack (Seafood), Mexico Beach Marina, Outfitters & General Store, the canal, beach access, local restaurants and shops are all just a short stroll or bike ride away. A new upscale grocery store is currently under construction across the street. Easy drive to Port St. Joe, Panama City, & Appalachicola restaurants and Shopping. Known for its spectacular sunsets, uncrowded shoreline and miles of pristine clear sand beach, Mexico Beach provides an authentic Old Florida coastal lifestyle with convenient access to Port St. Joe, and Panama City Beach. Northwest Florida Beaches International Airport (ECP) is approximately 48 miles away. Just a few lots from the beach. Flood Zone X. The perfect location to build your own sanctuary! Mexico Beach is a hidden gem on the coast with unrestricted beach access! This property Not seaward of the Coastal Construction Line, therefore, building plans will Not require DEP approval.
#795803

Mexico Beach

114 41st Street

None Beds

None Baths

0.15 acres

$549,000

MLS#: 795803

New construction in Buckeyes Landing! The Liberty is a spacious 4-bedroom, 2-bath home featuring an open layout and modern finishes throughout. The kitchen offers stainless steel appliances, granite or quartz countertops, slow-close cabinetry, an island, and a large pantry. The split floor plan provides added privacy, with the primary suite including tray ceilings, double vanities, a tiled walk-in shower, and a garden tub. The fourth bedroom offers flexibility as an office or playroom. Crown molding accents the main living areas, and blinds are included. Buckeyes Landing is ideally situated in the heart of Navarre. The neighborhood is located off Bob Tolbert Road, providing convenient access to major routes including US-98 and State Road 87 for easy commuting east toward Destin or west toward Pensacola. Just minutes from local amenities - including shopping, restaurants, parks, highly rated schools, and world class beaches. Projected completion is February 2027.
#1012622

Navarre

7533 Hatteras Drive

4 Beds

2 Baths

2,169 Sq.Ft.

$479,900

MLS#: 1012622

Location, Location, Location! Looking to build in Crystal Beach? Don't miss this opportunity - No HOA, 500 feet to the beach, 50X150 Lot - 0.17Acres. Currently an existing structure on property & Private Pool. Nestled between multi million dollar homes and within 2 minutes to Destin's famous white sand beaches, this little gem offers so many possibilities - use it as a Turnkey fully furnished vacation rental now while you plan a new build or expansion for the future. Very FEW opportunities like this still exist in the Crystal Beach community -particularly with this proximity to the beach & the potential for future expansive Gulf views with new construction.
#1001117

Destin

85 Shirah Street

None Beds

None Baths

0.17 acres

$1,100,000

MLS#: 1001117

This pet/dog store business is located in a Big Box retail center, at the intersection across from Publix and Destin Commons, doors down from Barnes & Noble. This business includes inventory, equipment and good will. It's been in existence for many years. With the lack of groomers, it would be a great opportunity to add dog grooming to the pet supplies in a high profile center. 
The lease may be taken over and renegotiated with the landlord.
#1012654

Destin

34904 Emerald Coast Parkway 126

None Beds

None Baths

N/A

$45,000

MLS#: 1012654

This property qualifies for Security Deposit Options! Move in without having to have the security deposit paid upfront! Contact Spence Properties for more details!

This well-maintained townhome offers 2 bedrooms and 1.5 bathrooms, featuring a comfortable layout. The downstairs area includes beautiful wood laminate and tile flooring throughout, with neutral paint tones that complement any décor style.

The kitchen is equipped with an electric stove, built-in dishwasher, and refrigerator, and includes glass sliding doors leading to the backyard for easy outdoor access. Indoor laundry room for convenience.

Upstairs, both bedrooms feature ceiling fans, carpeting, and spacious closets. Two reserved parking spaces are located directly in front of the unit. Fenced backyard for your enjoyment!

Pets allowed with owner approval, refundable pet deposit and pet rent.

Contact Spence Properties at 850-826-1838 or visit www.myspenceproperties.com for more information.
#1012681

Fort Walton Beach

217 Oak Street A

2 Beds

1 Baths

1,072 Sq.Ft.

$1,550

MLS#: 1012681

Skip the traditional security deposit with Obligo! Qualified applicants may have the option to move in without paying a large upfront cash security deposit through Obligo, helping keep more money in your pocket at move-in. Ask us for details and qualification requirements.

Stunning 3-bedroom, 2.5-bath home with a 2-car garage located in the heart of Crestview! This newer-built home offers a spacious, modern layout with plenty of room to spread out, plus lawn care is included in the rent and a washer and dryer are included!

Step inside to an inviting open floor plan featuring easy-to-maintain LVP flooring throughout the main living areas. The beautiful kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a large breakfast bar, pantry, ample cabinet and counter space, and an open view into the main living area.

Upstairs, you'll find all four bedrooms along with a small loft area that provides extra flexible space for an office, bonus area, or additional sitting area. The conveniently located upstairs laundry room includes the washer and dryer, making laundry day easy without carrying everything up and down the stairs.

Outside, enjoy a fenced-in backyard with plenty of room to relax, entertain, or enjoy the Florida sunshine. Even better, lawn care is included in the monthly rent, giving you the benefits of a maintained yard without adding another chore to your list! Available September 1, 2026.
Pets allowed with owner approval, pet rent, and refundable pet deposit.

Contact Spence Properties at 850-826-1838 or visit www.MySpenceProperties.com for more information.
#1012667

Crestview

198 Wainwright Drive

3 Beds

2 Baths

1,875 Sq.Ft.

$1,995

MLS#: 1012667

Welcome to your dream home in the Sunny Hills Classic Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. 
Located just off Hwy. 77, 30 miles north of Panama City and 12 miles South of Interstate 10, Sunny Hills is the perfect place to call home! Sunny Hills is the largest platted subdivision in Northwest Florida and has nearly 4000 acres of green belts and natural preserves, multiple lakes with swimming and boat launch areas, and an 18 hole golf course.
Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!
#1012630

Chipley

4100 Olive Place

3 Beds

2 Baths

1,290 Sq.Ft.

$211,990

MLS#: 1012630

*** Willing to subdivide**** This 38-acre parcel of land at Pipeline Rd and Hwy 390 adjacent to the new Publix shopping center off Hwy 231 , offering a unique opportunity for both commercial and residential development. This location is perfect for businesses looking to establish a strong presence on a major thoroughfare in Bay County. This property offers a wide range of possibilities for development. Whether you're looking to build a shopping center, storage facility, or office complex, this land is ready for your vision. The property is also suitable for residential development, with ample space for single-family homes, townhouses, or apartments. The location of this property is unbeatable. Situated in the heart of north Panama City, it offers easy access to major highways and transportation routes. The area is home to a thriving business community, with a diverse range of industries represented. This makes it an ideal location for businesses looking to expand or relocate. The property itself is a blank canvas, ready for your creative touch. Contact us today to schedule a viewing and see for yourself why this property is the perfect choice for your next project.
#1012692

Panama City

000 Hwy 390

None Beds

None Baths

38.0 acres

$3,750,000

MLS#: 1012692

Welcome to 78 Ann Magnolia Lane at Magnolia Lane in Santa Rosa Beach, Florida--an inviting new construction home thoughtfully designed for modern coastal living. Currently under construction, this 4-bedroom, 2.5-bath home offers a functional floor plan with stylish finishes, flexible spaces, and everyday conveniences buyers are looking for in a newly built home.

A covered front porch creates charming curb appeal, while the welcoming entry opens to a versatile front flex space ideal for a home office, formal dining room, playroom, or quiet sitting area. Inside, durable EVP flooring throughout enhances the home with a clean, cohesive look and low-maintenance appeal. The bright open-concept living and dining area is designed for comfortable everyday living and easy entertaining. The kitchen blends style and functionality with quartz countertops, a convenient corner pantry, matte black fixtures, and a full appliance package including stove, microwave, dishwasher. Coordinated matte black fixtures continue into the bathrooms, adding a modern designer touch throughout the home.

All bedrooms are located on the second level along with the laundry room, creating a convenient layout for daily routines. The spacious primary suite features a private ensuite bath with a soaking tub, separate tile shower with frameless glass enclosure, and a large walk-in closet connected to the bathroom. Two guest bedrooms also include walk-in closets, offering generous storage.
#1012639

Santa Rosa Beach

78 Ann Magnolia Lane

4 Beds

2 Baths

2,200 Sq.Ft.

$629,541

MLS#: 1012639

Brand new construction with a custom home feel! Situated on a desirable corner lot, this thoughtfully built home combines upgraded materials, custom finishes, and added privacy. A natural stream area located beyond the property boundary, a spacious corner lot, and a wooded area behind the home create a more private setting with added space between neighboring properties.

Inside, you'll find quartz countertops, custom finishes, stainless steel appliances, and quality construction throughout. The builder has incorporated upgraded materials throughout the home for added quality and durability. Ply Gem vinyl windows with Low E glass provide added energy efficiency and comfort, while sod will be included across the front yard and portions of the side yard.

A builder warranty provides additional peace of mind with your new home purchase. Construction is currently underway with completion projected for the first week of November. Completion timeframe is estimated and subject to change as construction progresses.

From the upgraded materials to the thoughtful finishes and natural setting, this home was designed to offer more than your typical new construction. Enjoy the look and feel of a custom home with the benefits of brand new construction without having to start from the ground up.
#1012655

DeFuniak Springs

286 Larkspur East Avenue

3 Beds

2 Baths

1,364 Sq.Ft.

$280,000

MLS#: 1012655

Discover coastal living at its finest in this inviting condo nestled within the gated Seascape Golf, Beach & Tennis Resort. This well-located unit in the sought-after Golf Villas / Garden Villas community offers the perfect blend of relaxation and recreation on Florida's Emerald Coast.

Enjoy convenient access to Seascape's outstanding amenities, including approximately 2,000 feet of private sugar-white sand beach with emerald Gulf waters, multiple community pools, an on-site championship golf course, tennis and pickleball courts, playgrounds, walking paths, and on-site dining options such as the popular Whale's Tail Beach Bar & Grill. The resort's central Miramar Beach location places you near shopping, restaurants, and attractions, with easy proximity to Destin and Scenic Highway 30A. 

Typical of the Breakwater Bay Garden Villas (low-rise buildings with a handful of units), this unit features a comfortable 2-bedroom, 2-bathroom layout, open living/dining areas, a full kitchen, and private patio. This unit overlooks resort grounds providing a peaceful setting just a short stroll or quick ride to the beach.

Whether you're seeking a primary residence, vacation getaway, or investment property with strong rental potential in a full-amenity gated community, Unit 7E at 24 Breakwater Bay delivers the classic Seascape lifestyle. Any information contained in this listing is believed to be accurate but is not guaranteed and should be verified by buyer and agent.
#1012677

Miramar Beach

24 Breakwater Bay 7E

2 Beds

2 Baths

1,135 Sq.Ft.

$364,000

MLS#: 1012677

Welcome to this 2021 build 3 bedroom, 2 bathroom home in Navarre - perfectly located just minutes from shopping, dining, grocery stores, and of course the white sands and Emerald waters of Navarre Beach. With no HOA and proven success as a short term rental, this turn-key home is being offered fully furnished and is move-in-ready - perfect for investors to start earning immediate income, anyone looking for a second home getaway in Florida, or for a smooth and easy move for a first time homebuyer! Featuring an open concept Main living space and a split floor plan for maximum functionality. Complete with upgraded finishes such as LVP flooring throughout all common and wet areas, an elegant tray ceiling in the main living area, a beautiful chef's kitchen with center island with above pendant lighting, granite countertops, stainless steel appliances, plenty of gorgeous taupe cabinetry, and more! The oversized primary suite has its own ensuite with double vanity, tiled walk-in shower, separate soaking tub, and the most amazing oversized walk-in closet. Outside is built for entertaining - with an extended driveway and covered patio in the front of the house, as well as a covered patio in the backyard with an extended concrete pad that leads to the most awesome pole barn style outdoor bar/grill area with a covered firepit! With plenty of room left for a pool!
#1012632

Navarre

2734 Jewell Road

3 Beds

2 Baths

1,700 Sq.Ft.

$399,900

MLS#: 1012632

Rare 0.91-Acre Vacant Residential Homesite Near Perdido Bay! Discover an exceptional opportunity to own nearly an acre in the established Ramsey Beach community, offering Perdido Bay views, coastal surroundings, and convenient access to boating, fishing, and outdoor recreation. With approximately 39,639 square feet, this spacious, partially cleared parcel provides an attractive setting for a custom home, coastal retreat, or long-term land investment. Much of the important preliminary work has already been completed. The seller is providing a professional geotechnical exploration, current property survey, wetland delineation, and Florida-certified architectural plans with structural engineering, giving the next owner valuable information and resources when moving forward with planning, permitting, and construction. Optional neighborhood association membership provides access to a private bayfront community park on Perdido Bay featuring a boat launch, picnic area, and expansive bay views. Enjoy convenient opportunities for boating, fishing, kayaking, paddleboarding, and experiencing the Northwest Florida coastal lifestyle just minutes from the property. The partially cleared 0.91-acre vacant residential lot fronts a paved county road and already has a driveway culvert in place. Public water is available, adding another valuable feature for buyers searching for a residential building lot in Pensacola. Enjoy the combination of space, privacy, and convenience with access to Pensacola, Perdido Key, shopping, dining, recreation, major roadways, and Gulf Coast destinations. Whether you're searching for vacant residential land in Pensacola, a custom home site, acreage near Perdido Bay, land with community boat access, or property for a future home, this distinctive Ramsey Beach parcel offers an appealing combination of location, size, and coastal lifestyle. Bring your plans and explore the possibilities of owning nearly one acre near Perdido Bay in Northwest Florida.
#1012674

Pensacola

3558 Mai Kai Drive

None Beds

None Baths

0.88 acres

$79,999

MLS#: 1012674

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