Live the Gulf Life on Florida’s Emerald Coast

Traditional

3510 Dragons Ridge

Panama City Beach, FL 32408

MLS#: 1014876

$1,999,000

Status: Active
Listing number: 1014876
Listing provided by: Golden Coast Real Estate LLC
Listing agent phone: None
Last update: an hour ago
New on site today
Browse Properties
Bay Point - Residential

Property

Beds

6

Full Baths

7

1/2 Baths

1

Year Built

1997

Sq.Footage

6,480

Grand architecture, golf course views, and exceptional space come together at 3510 Dragons Ridge Road. This impressive residence offers 6 bedrooms, 7.5 bathrooms, and approximately 6,480 square feet, with a versatile layout designed to accommodate both gathering and privacy. Two kitchens and a divided living arrangement with separate living areas provide flexibility for multigenerational living, hosting extended guests, or creating dedicated spaces for different daily routines. A stately columned entrance creates a memorable first impression, opening into a grand central foyer that serves as the heart of the home, seamlessly connecting the two residences. From here, the home branches into two distinct living quarters, welcoming you into light-filled interiors with generous windows, rich wood flooring, and distinctive architectural details. Multiple fireplaces bring warmth and character to the living spaces, creating inviting settings for quiet evenings and conversation. Formal dining areas accommodate memorable dinner parties and holiday meals, while white cabinetry, expansive counter space, stainless steel appliances, and breakfast bar seating offer an appealing kitchen setting with an effortless connection to the adjoining living area. Entertainment extends throughout the home, with an in-home theater room for movie nights and a game room offering space for recreation and friendly competition. The outdoor space functions like a private courtyard where everyone can gather, featuring a fully fenced pool deck, open-air entertaining space, and uninterrupted golf course views. With spacious gathering areas, separate living options, and six bedrooms, this home offers room to host while maintaining a sense of personal space. Offering ultimate convenience and independence, each wing is equipped with its own private two-car garage. This remarkable home brings together everyday luxury, comfort, and a once-in-a-lifetime design in a premier golf course setting. Offered fully furnished and located just minutes from the emerald waters and sugar-white beaches of Florida's Gulf Coast, this distinctive, one-of-a-kind estate stands as an exceptional, move-in-ready opportunity ready to enjoy from day one.

Features & Amenities

Interior

  • Other Interior Features

    Crown Molding, Kitchen Island, Recessed Lighting, Wet Bar

  • Total Bedrooms

    6

  • Bathrooms

    7

  • 1/2 Bathrooms

    1

  • Fireplace YN

    YES

  • Heating YN

    YES

  • Heating

    Natural Gas

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    4

  • Construction Materials

    Stucco

  • Other Exterior Features

    Private Yard

  • Parking

    Garage Door Opener, Converted Garage, Attached, Garage

  • Patio and Porch Features

    Patio, Covered

  • Pool

    Yes

  • Pool Features

    In Ground, Gunite

  • View

    Pond

Area & Lot

  • Lot Features

    On Golf Course, Level

  • Lot Size(acres)

    0.66

  • Lot Size(square feet)

    28,749

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Traditional

Price

  • Sales Price

    $1,999,000

  • Tax Amount

    $16,834.9

  • Zoning

    Resid Single Family

  • Sq. Footage

    6,480

  • Price/SqFt

    $308

HOA

  • Association

    YES

  • Association Fee

    $1,725

  • Association Fee Frequency

    Annually

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Patronis

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • New Construction

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Patronis

Middle School

Surfside

High School

Arnold

Listing Courtesy of Lori E Roland, Golden Coast Real Estate LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Opey Russ and Melissa Kratish

Broker

Opey Russ and Melissa Kratish

Call Opey Russ and today to schedule a private showing.

(850) 366-8525

(850) 699-1996

(954) 448-3958

OpeyMelissa@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Grand architecture, golf course views, and exceptional space come together at 3510 Dragons Ridge Road. This impressive residence offers 6 bedrooms, 7.5 bathrooms, and approximately 6,480 square feet, with a versatile layout designed to accommodate both gathering and privacy. Two kitchens and a divided living arrangement with separate living areas provide flexibility for multigenerational living, hosting extended guests, or creating dedicated spaces for different daily routines. A stately columned entrance creates a memorable first impression, opening into a grand central foyer that serves as the heart of the home, seamlessly connecting the two residences. From here, the home branches into two distinct living quarters, welcoming you into light-filled interiors with generous windows, rich wood flooring, and distinctive architectural details. Multiple fireplaces bring warmth and character to the living spaces, creating inviting settings for quiet evenings and conversation. Formal dining areas accommodate memorable dinner parties and holiday meals, while white cabinetry, expansive counter space, stainless steel appliances, and breakfast bar seating offer an appealing kitchen setting with an effortless connection to the adjoining living area. Entertainment extends throughout the home, with an in-home theater room for movie nights and a game room offering space for recreation and friendly competition. The outdoor space functions like a private courtyard where everyone can gather, featuring a fully fenced pool deck, open-air entertaining space, and uninterrupted golf course views. With spacious gathering areas, separate living options, and six bedrooms, this home offers room to host while maintaining a sense of personal space. Offering ultimate convenience and independence, each wing is equipped with its own private two-car garage. This remarkable home brings together everyday luxury, comfort, and a once-in-a-lifetime design in a premier golf course setting. Offered fully furnished and located just minutes from the emerald waters and sugar-white beaches of Florida's Gulf Coast, this distinctive, one-of-a-kind estate stands as an exceptional, move-in-ready opportunity ready to enjoy from day one.

3510 Dragons Ridge

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

New on site today
Experience the ultimate coastal lifestyle in this beautifully furnished 5-bedroom, 4.5-bathroom luxury beach home, walking distance from the beach! Offering 3,904 square feet of thoughtfully designed living space, this stunning property features upscale designer finishes and private en suite bathrooms in every bedroom. Step outside to your own tropical retreat, complete with a sparkling private pool, built-in BBQ area, and outdoor shower... perfect for entertaining or relaxing after a day on the sand. This property has excellent vacation rental potential which makes this property equally appealing as a personal getaway or income-producing investment. Located on the desirable West end of Panama City Beach... the location, luxury, and laid-back beach living come together in this exceptional coastal retreat. Come enjoy paradise!
#797373

Panama City Beach

217 13th Street

5 Beds

4 Baths

3,904 Sq.Ft.

$1,600,000

MLS#: 797373

INVESTMENT OPPORTUNITY IN PANAMA CITY BEACH! Located directly across from the Gulf, 9707 Beach Boulevard is a 5-bedroom, 4-bath vacation rental with Gulf views, a privately fenced pool and accommodations for up to 22 guests. The combination of high guest capacity, private pool and exceptional beach proximity makes this property especially attractive for the short-term rental market. Even better--9705 Beach Boulevard next door is also available. Purchase individually or acquire both properties, creating a rare opportunity for investors seeking multiple vacation rentals side-by-side. Whether you're expanding a rental portfolio, purchasing a second home with income potential, or looking for a larger investment opportunity near the Gulf, 9705 Beach Boulevard delivers the location, capacity and amenities vacationers want.
#795835

Panama City Beach

9707 Beach Boulevard

5 Beds

4 Baths

2,498 Sq.Ft.

$1,700,000

MLS#: 795835

INVESTMENT OPPORTUNITY IN PANAMA CITY BEACH! Located directly across from the Gulf, 9705 Beach Boulevard is a 5-bedroom, 4-bath vacation rental with Gulf views, a privately fenced pool and accommodations for up to 22 guests. The combination of high guest capacity, private pool and exceptional beach proximity makes this property especially attractive for the short-term rental market. Even better--9707 Beach Boulevard next door is also available. Purchase individually or acquire both properties, creating a rare opportunity for investors seeking multiple vacation rentals side-by-side. Whether you're expanding a rental portfolio, purchasing a second home with income potential, or looking for a larger investment opportunity near the Gulf, 9705 Beach Boulevard delivers the location, capacity and amenities vacationers want.
#795792

Panama City Beach

9705 Beach Boulevard

5 Beds

4 Baths

2,498 Sq.Ft.

$1,700,000

MLS#: 795792

New on site today
MAJOR PRICE REDUCTION!!! ----- GULF-FRONT, NO HOA, RENTAL READY WITH $139,559 ON THE BOOKS! Step directly onto the sugar-white sand from this remodeled 5-bedroom, 4 full baths beach retreat offering sweeping Gulf views from the main living level and private bedrooms. Designed for gathering, the open living/dining/kitchen frames the emerald water as the backdrop for sunsets, seafood nights, and memory-making. A clever 10' x 12' loft in one bedroom creates an extra sleeping zone or kid-approved hideaway--ideal for maximizing guest capacity. Recent updates and the seller-reported 2,232 sq ft of heated/cooled space include an enclosed former garage that expands everyday comfort and rental flexibility. Multiple bedrooms on separate levels provide privacy for larger groups,
#1014880

Panama City Beach

17203 Front Beach Road # 2

5 Beds

4 Baths

1,792 Sq.Ft.

$1,749,000

MLS#: 1014880

New on site 2 days ago
Open house
PRICE Reduction! Home is now completed! Ready for Short-term Rental. Rental Projection of $200 to $220 thousand annually. New Construction Coastal Retreat - Fully Furnished. Discover this beautifully crafted coastal luxury home, located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. Completed, and tastefully decorated, this residence offers both a serene retreat and exceptional $178,000 Rental Projection per year of income-producing potential. This 5-bedroom, 4.5-bathroom home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless -steel appliances, including a French-door refrigerator, gas cooktop, dishwasher, and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, gas-heated for year-round enjoyment. Additional highlights include: " Gas tankless water heater " Hurricane-impact rated windows " Durable metal roof & Hardie siding " 8' interior and exterior doors " 10' ceilings on both levels A spacious game room that offers views of the pool, while multiple living areas provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.
#989358

Panama City Beach

254 Sands Street

5 Beds

4 Baths

3,159 Sq.Ft.

$1,629,000

MLS#: 989358

Open house
New Price Reduction! Construction of this beautiful Coastal Retreat is completed! Great Short -Term Rental Projection of $200 to $220 thousand annually. This home comes fully furnished and tastefully decorated. Discover this wonderfully crafted luxury home. Located on the highly desirable West End of Panama City Beach--just steps from the Gulf's most beautiful beaches. This residence offers both a serene retreat and exceptional income-producing potential. With 5-bedrooms and 4.5-bathrooms the home spans two stories with parking for 6 vehicles and designed for both comfort and sophistication. The chef's kitchen is a true showpiece, featuring upgraded stainless-steel appliances, including a French-door refrigerator, gas cooktop, dishwasher and wall oven/microwave combination. Custom 42'' white shaker cabinetry, quartz countertops, and a spacious walk-in pantry complete this gourmet space. The open design flows seamlessly to outdoor living with a 12'x24' private saltwater pool, equiped with a gas heater for year-round enjoyment. Additional highlights include: • Gas tankless water heater • Hurricane-impact rated windows and doors • Durable metal roof & Hardie siding • 8' interior and exterior doors • 10' ceilings on both levels A spacious game room that offers views of the pool, with multiple living areas to provide plenty of space for entertaining. Conveniently located within walking distance to the pristine white-sand beaches, and just minutes to 30A, Pier Park shopping, dining, entertainment, and a short ride to local grocery stores, this home is the perfect blend of luxury and convenience. Whether as a private coastal escape or a high-yield vacation rental, this home presents a rare opportunity on the beautiful West end.
#781490

Panama City Beach

254 Sands Street

5 Beds

4 Baths

3,159 Sq.Ft.

$1,629,000

MLS#: 781490

The beach is the destination, but a home like this can make staying in just as appealing. A heated pool sits directly between the house and the Gulf, balconies open toward the water, and three levels give everyone room to gather, relax and retreat. Set directly on the sand on the quiet east end of Panama City Beach, this 5BR/5BA home is designed to make the most of its beachfront setting. The main level brings the Gulf into the heart of the home, with 10-ft ceilings, an open kitchen, dining and living area, and a covered patio overlooking the heated pool and water beyond. Crisp white finishes, shiplap walls and transom windows keep the interiors bright and relaxed, while the open layout creates an easy connection between the living spaces and the outdoors. The kitchen features upgraded cabinetry, Corian countertops, stainless steel appliances and an expansive 13-ft breakfast bar, giving everyone plenty of room for casual meals and conversation. Beyond the covered patio, the pool deck gives guests plenty of room to settle in between beach outings, while direct access to the sand makes going back and forth remarkably easy. An outdoor shower takes care of sandy feet and beach gear, making it easy to come in from the beach without tracking sand through the house. The five-bedroom layout is spread across three levels, giving families and groups plenty of space while maintaining comfortable separation between sleeping areas. The first floor includes a bedroom and full bath, along with the enclosed laundry area. Upstairs, the gulf-facing primary suite has private access to a 10x20-ft balcony, a large walk-in closet and a renovated bath with a spacious walk-in shower and distinctive tilework. Two additional bedrooms on this level each have their own ensuite bath. The third floor adds a fifth bedroom and full bath, along with a wet bar and another gulf-view balcony. The space offers flexibility as additional guest quarters, a media or game room, or a quieter retreat away from the main living areas. The home's updates extend beyond the interiors, with features selected to handle the demands of a beachfront location. A new air conditioning unit was installed in January 2026. Hardie board siding, a seamless metal roof, hurricane shutters and a weather-resistant exterior finish provide durability and added peace of mind. A two-car garage adds secure parking and plenty of storage for bikes, beach gear and everything that comes with spending time on the water. The east-end location keeps you away from the busier stretches of Panama City Beach while keeping St. Andrews State Park, marinas, golf, Pier Park, shopping, dining and area attractions within easy reach. Spend the day exploring, or stay close to home and let the beach, pool and Gulf views do the entertaining. For a buyer looking for a Panama City Beach vacation home that can be enjoyed personally and welcomed by short-term guests, this property brings together the features that matter: direct Gulf frontage, a private heated pool, five bedrooms, five full baths, multiple outdoor spaces and a location that makes the beach the center of the experience. Come see what makes this Gulf-front home such a compelling place to stay - and an even better one to own.
#796914

Panama City Beach

8013 Surf Drive B

5 Beds

5 Baths

3,076 Sq.Ft.

$1,895,000

MLS#: 796914

Experience modern luxury living at the finest residence within the private gates of Bay Point Yacht & Country Club - Legend Hills. Introducing 204 Golf Circle, the most sophisticated private residence where architectural detail, curated interiors, and resort-style living exist in perfect harmony. 204 Golf Circle delivers a level of finish & design continuity rarely found in the market. From the very first impression, the home empowers a striking architectural statement, featuring the expansive black steel-framed French entry doors. The main living spaces were designed around effortless entertaining and a true indoor-outdoor lifestyle. In the kitchen, bespoke cabinetry and Monogram stainless steel appliances create a polished culinary environment, while black steel-framed French doors open directly to the outdoor oasis. Every transition feels deliberate, allowing natural light, oasis views, and the surrounding landscape to become part of the interior experience. A dedicated entertainment lounge and custom home bar serve as one of the home's signature spaces. Folding black steel-framed French doors fully retract to blur the line between interior and exterior, creating an extraordinary setting for intimate evenings, large-scale entertaining, or relaxed weekends by the pool. Curated furnishings, integrated Sonos surround sound, and thoughtfully layered finishes give the space the atmosphere of a private members' club. The primary suite is a serene retreat with direct access to the outdoor living areas through steel-framed French doors. Separate fully built-out his-and-her closets are finished with matching black steel doors, creating a tailored, boutique-inspired feel. The primary bath is designed as a private spa, featuring dual vanities, a dedicated makeup vanity, custom glass shower, and sculptural soaking tub positioned to capture soft natural light. Throughout the residence, design consistency remains exceptional. A spacious home office is enclosed by black steel French doors, preserving privacy while embracing natural light and visual connection. Two oversized guest suites offer generous built-out closets and access to a beautifully appointed Jack-and-Jill bath with a glass-enclosed shower. A large laundry room adds functionality with the same level of thoughtful planning found throughout the home. Technology is seamlessly integrated into the living experience with custom automatic window treatments, entire-home Sonos audio, and carefully designed exterior lighting that transforms the property after sunset. Outside, the home unfolds into a private resort. The custom pool features a dedicated in-water lounge layer and three waterfall elements, creating a dramatic focal point within the outdoor setting. Multiple purpose-designed lounge areas, custom-fitted patio furnishings, and expansive entertaining spaces create an atmosphere that feels like a boutique resort. Every exterior access point has been elevated through the use of black steel-framed French doors, including connections from the kitchen, primary suite, and entertainment lounge -- reinforcing the home's architectural identity while creating a seamless relationship between the interiors and the outdoor oasis. Completing the residence is an oversized two-car garage plus a dedicated golf cart garage, perfectly aligned with the Bay Point lifestyle. Every finish, sightline, material, and architectural detail has been considered to create a residence that feels sophisticated, private, and distinctly elevated. For the buyer seeking design, lifestyle, and turnkey luxury at the highest level, this is an exceptional offering within Bay Point Yacht & Country Club. For more information, contact the listing agent to discuss the incentives being offered.
#796692

Panama City Beach

204 Golf Circle

4 Beds

2 Baths

3,760 Sq.Ft.

$1,850,000

MLS#: 796692

TURN KEY Brand-New Construction Coastal Retreat with Private Saltwater Pool! 200K IN RENTAL POTENTIAL! AMAZING BRAND NEW INVESTMENT! Welcome to your dream beach investment and vacation home! GO SEE IN PERSON! This stunning new construction 5-bedroom residence offers the perfect blend of luxury, comfort, and income-producing potential. OUTSIDE GRILL AREA! Designed for coastal living, the home features spacious open-concept living areas, high-end finishes, and plenty of room for family and guests. Step outside to your private saltwater pool, ideal for relaxing after a day at the beach or entertaining friends and family. EASY SHOW! GO SEE IN PERSON! IT IS TRULY BEAUTIFUL! With ample parking for multiple vehicles, boats, golf carts, and guests, convenience is built into every detail. Located just a short golf cart ride from the beach, you'll enjoy easy access to sugar-white sands, local dining, shopping, and all the attractions that make this area such a sought-after destination. For investors, the numbers are compelling, with projected short-term rental income of up to $200,000 annually. Whether you're looking for a primary residence, second home, or vacation rental investment, this property checks every box. Brand new, beautifully designed, and ready for its first owner. Feel free to drive by and bring an offer! BRING AN OFFER! COMES FULLY FURNISHED AND READY!
#1013801

Panama City Beach

21522 Dolphin Avenue

5 Beds

5 Baths

3,200 Sq.Ft.

$1,895,000

MLS#: 1013801

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service